MPP & CGL Information Session

On November 4, 2024, MABC hosted an education session on the Midwives Protection Program (MPP) and Commercial General Liability (CGL) Insurance.

In this video, you will hear valuable information from the partners who provide these insurance coverages. View the video linked above and view the slides here.

We encourage all members to watch and reach out directly to these contacts should you have questions about your individual or clinic insurance coverage.

Commercial General Liability Insurance (CGL)

Each practicing midwife in BC is required to carry CGL insurance in addition to malpractice insurance coverage.

Failure to comply with the requirement to have CGL insurance can result in loss of your MPP coverage.

CGL insurance is designed to protect midwives’ business from exposure from third-party injury or property damage arising from sources other than the provision of professional services. Midwives need to maintain a CGL policy to ensure these exposures are properly addressed.

Read about why you need to purchase Commercial General Liability coverage in addition to MPP (PDF)

More information on MPP Coverage

Members may choose any provider they like, as long as their coverage meets the minimum requirements of:

2,000,000 in commercial general liability
CGL coverage for all practice locations i.e. clinic, hospital, client home.

For details, please refer to the MABC Policy on CGL (PDF).

Registration Requirement

The MABC office must receive proof of CGL insurance prior to processing new registration applications and during membership renewal.

Proof of CGL insurance in the form of a certificate of insurance must be provided at the time of membership renewal. The Certificate of Proof of CGL must include the items outlined in the Policy on CGL (PDF).

MABC's brokered Group CGL plan information

The MABC has brokered a CGL group policy available to its members that been reviewed by the Midwives Protection Program (MPP) and confirmed that it meets MPP’s requirements for CGL coverage. While not required to utilize the group policy, midwives must ensure that CGL coverage is in place to meet the underwriting requirements of MPP.

MABC has appointed BMS Canada Risk Services (BMS), with their extended and specialized service offering, as the broker for the MABC Business Insurance Program with Intact Insurance.

BMS will be your contact point for the to purchase coverage and for any coverage-related questions. For new applications, please email the completed FORM (PDF) to BMS at .

What Coverage Do I Need Guide (PDF) - BMS has prepared a quick guide to deciding what insurance is recommended for your practice. Note that the guide does not replace individualized broker advice so please speak with an insurance professional at BMS if you have questions about the most appropriate coverage for your specific practice circumstances.

Got questions? Click the drop down below for questions and answers.